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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,842 | $157,276-74.0% | $141,177-71.1% | $152,885-73.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 15.37% | 64.33%-49.0pp | 71.40%-56.0pp | 345.39%-330.0pp |
| Employer contribution / active EE | $2,749 | $5,262-47.8% | $4,736-42.0% | $4,763-42.3% |
| Participant deferral / active EE | $4,786 | $7,110-32.7% | $6,710-28.7% | $5,851-18.2% |
| Admin fee / account holder | $702 | $12,123-94.2% | $10,263-93.2% | $11,598-94.0% |