Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE Service code 15 · EIN 01-0233346 | Recordkeeping | $1,481 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,778 | $65,453-49.9% | $86,698-62.2% | $66,938-51.0% |
| Participation rate | 45.1% | 75.5%-30.3pp | 76.6%-31.5pp | 69.8%-24.7pp |
| Annual return | -18.63% | -10.89%-7.7pp | 35.95%-54.6pp | 1.58%-20.2pp |
| Employer contribution / active EE | $1,378 | $2,154-36.0% | $2,837-51.4% | $2,545-45.9% |
| Participant deferral / active EE | $2,870 | $4,102-30.0% | $4,656-38.4% | $4,238-32.3% |
| Admin fee / account holder | $452 | $642-29.6% | $7,493-94.0% | $594-23.9% |