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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP5 years Filed as: USI ADVISORS INC Service code 27 · EIN 06-1397347 | Advisory (Plan) | $56,180 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,348 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,336 | $102,429+148.3% | $147,096+72.9% | $80,925+214.3% |
| Participation rate | 94.4% | 75.9%+18.6pp | 82.2%+12.3pp | 67.7%+26.8pp |
| Annual return | 18.51% | 135.02%-116.5pp | 419.75%-401.2pp | 35.65%-17.1pp |
| Employer contribution / active EE | $7,306 | $3,716+96.6% | $4,936+48.0% | $2,756+165.1% |
| Participant deferral / active EE | $17,569 | $6,649+164.2% | $8,071+117.7% | $4,299+308.7% |
| Admin fee / account holder | $585 | $7,957-92.6% | $13,005-95.5% | $6,940-91.6% |