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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,351 | $97,761-90.4% | $83,850-88.8% | $135,382-93.1% |
| Participation rate | 83.3% | 80.0%+3.4pp | 76.1%+7.2pp | 82.6%+0.7pp |
| Annual return | 1.90% | 1287.44%-1285.5pp | 850.92%-849.0pp | 519.77%-517.9pp |
| Employer contribution / active EE | $852 | $4,222-79.8% | $3,631-76.5% | $4,779-82.2% |
| Participant deferral / active EE | $1,268 | $4,682-72.9% | $4,082-68.9% | $5,609-77.4% |
| Admin fee / account holder | $5,022 | $6,674-24.8% | $5,478-8.3% | $10,829-53.6% |