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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,411 | $92,219+149.9% | $76,766+200.1% | $135,382+70.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -12.68% | 5.46%-18.1pp | 2.43%-15.1pp | 519.77%-532.4pp |
| Employer contribution / active EE | $14,167 | $3,216+340.5% | $2,485+470.1% | $4,779+196.5% |
| Participant deferral / active EE | $1,563 | $4,508-65.3% | $3,851-59.4% | $5,609-72.1% |
| Admin fee / account holder | $2,570 | $10,749-76.1% | $6,675-61.5% | $10,829-76.3% |