Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,873 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,908 | $30,107-50.5% | $61,452-75.7% | $64,819-77.0% |
| Participation rate | 19.7% | 36.4%-16.7pp | 52.6%-32.9pp | 71.5%-51.8pp |
| Annual return | -13.07% | -13.99%+0.9pp | 338.96%-352.0pp | 32.84%-45.9pp |
| Employer contribution / active EE | $0 | $537-100.0% | $1,160-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $826 | $1,126-26.7% | $2,125-61.1% | $4,311-80.8% |
| Admin fee / account holder | $222 | $148+49.7% | $2,131-89.6% | $188+18.2% |