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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,298 | $91,911-39.8% | $68,793-19.6% | $135,382-59.2% |
| Participation rate | 50.0% | 76.7%-26.7pp | 72.2%-22.2pp | 82.6%-32.6pp |
| Annual return | -9.46% | -8.22%-1.2pp | -4.63%-4.8pp | 519.77%-529.2pp |
| Employer contribution / active EE | $2,321 | $3,924-40.8% | $2,625-11.6% | $4,779-51.4% |
| Participant deferral / active EE | $9,692 | $4,315+124.6% | $3,311+192.7% | $5,609+72.8% |
| Admin fee / account holder | $960 | $9,240-89.6% | $5,131-81.3% | $10,829-91.1% |