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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,636 | $94,766-61.3% | $112,923-67.6% | $139,487-73.7% |
| Participation rate | 66.7% | 81.3%-14.7pp | 80.5%-13.9pp | 80.3%-13.7pp |
| Annual return | 19.35% | 40.96%-21.6pp | 34.13%-14.8pp | 373.84%-354.5pp |
| Employer contribution / active EE | $2,443 | $4,636-47.3% | $4,570-46.6% | $4,755-48.6% |
| Participant deferral / active EE | $4,808 | $6,523-26.3% | $6,520-26.2% | $6,713-28.4% |
| Admin fee / account holder | $774 | $8,529-90.9% | $7,046-89.0% | $11,407-93.2% |