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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,808 | $102,828-47.7% | $105,387-48.9% | $152,909-64.8% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 19.09% | 20.85%-1.8pp | 26.82%-7.7pp | 345.46%-326.4pp |
| Employer contribution / active EE | $1,593 | $4,473-64.4% | $4,213-62.2% | $4,764-66.6% |
| Participant deferral / active EE | $6,173 | $5,465+13.0% | $5,502+12.2% | $5,851+5.5% |
| Admin fee / account holder | $8,388 | $8,683-3.4% | $6,559+27.9% | $11,601-27.7% |