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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,065 | $154,228-64.3% | $145,433-62.1% | $137,256-59.9% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 43.91% | 74.59%-30.7pp | 66.58%-22.7pp | 220.34%-176.4pp |
| Employer contribution / active EE | $4,948 | $4,804+3.0% | $4,554+8.6% | $4,156+19.1% |
| Participant deferral / active EE | $9,776 | $8,216+19.0% | $7,897+23.8% | $6,407+52.6% |
| Admin fee / account holder | $1,912 | $14,344-86.7% | $13,129-85.4% | $12,270-84.4% |