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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,743 | $147,556-91.4% | $129,031-90.1% | $198,609-93.6% |
| Participation rate | 85.7% | 77.2%+8.5pp | 73.4%+12.4pp | 82.4%+3.3pp |
| Annual return | 15.51% | 37.41%-21.9pp | 34.67%-19.2pp | 202.70%-187.2pp |
| Employer contribution / active EE | $1,696 | $3,645-53.5% | $3,226-47.4% | $5,055-66.5% |
| Participant deferral / active EE | $2,703 | $5,760-53.1% | $5,217-48.2% | $6,977-61.3% |
| Admin fee / account holder | $1,610 | $15,467-89.6% | $13,208-87.8% | $19,030-91.5% |