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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,461 | $154,159-49.1% | $130,026-39.7% | $139,456-43.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 15.85% | 32.50%-16.7pp | -137.26%+153.1pp | 373.45%-357.6pp |
| Employer contribution / active EE | $10,828 | $5,292+104.6% | $4,321+150.6% | $4,753+127.8% |
| Participant deferral / active EE | $12,449 | $6,710+85.5% | $5,821+113.9% | $6,711+85.5% |
| Admin fee / account holder | $15,442 | $14,001+10.3% | $10,608+45.6% | $11,407+35.4% |