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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,403 | $185,856-86.3% | $170,028-85.1% | $139,456-81.8% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 45.25% | 60.52%-15.3pp | 53.39%-8.1pp | 373.45%-328.2pp |
| Employer contribution / active EE | $6,457 | $7,593-15.0% | $6,788-4.9% | $4,753+35.9% |
| Participant deferral / active EE | $12,632 | $11,623+8.7% | $10,409+21.4% | $6,711+88.2% |
| Admin fee / account holder | $2,342 | $15,387-84.8% | $12,820-81.7% | $11,407-79.5% |