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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,519 | $183,988-73.1% | $162,177-69.5% | $152,897-67.6% |
| Participation rate | 55.6% | 88.5%-32.9pp | 87.6%-32.0pp | 82.5%-26.9pp |
| Annual return | 29.79% | 150.79%-121.0pp | 115.60%-85.8pp | 345.43%-315.6pp |
| Employer contribution / active EE | $1,528 | $6,370-76.0% | $5,613-72.8% | $4,764-67.9% |
| Participant deferral / active EE | $5,285 | $8,032-34.2% | $7,297-27.6% | $5,851-9.7% |
| Admin fee / account holder | $207 | $13,123-98.4% | $10,843-98.1% | $11,599-98.2% |