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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,864 | $153,769-79.9% | $133,975-77.0% | $273,972-88.7% |
| Participation rate | 57.1% | 88.4%-31.2pp | 87.1%-29.9pp | 83.0%-25.9pp |
| Annual return | 16.53% | 36.51%-20.0pp | 29.29%-12.8pp | 41.46%-24.9pp |
| Employer contribution / active EE | $1,696 | $6,029-71.9% | $5,211-67.4% | $4,869-65.2% |
| Participant deferral / active EE | $7,001 | $6,958+0.6% | $6,282+11.4% | $5,287+32.4% |
| Admin fee / account holder | $102 | $11,765-99.1% | $9,324-98.9% | $10,133-99.0% |