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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,658 | $93,098-88.6% | $77,081-86.2% | $134,509-92.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -21.98% | 62.63%-84.6pp | 42.33%-64.3pp | 418.13%-440.1pp |
| Employer contribution / active EE | $9,186 | $3,419+168.7% | $2,813+226.5% | $4,741+93.8% |
| Participant deferral / active EE | $14,353 | $5,239+173.9% | $4,428+224.2% | $6,400+124.3% |
| Admin fee / account holder | $3,783 | $6,945-45.5% | $5,427-30.3% | $11,427-66.9% |