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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,334 | $86,655-23.5% | $119,608-44.5% | $66,930-0.9% |
| Participation rate | 57.1% | 75.6%-18.5pp | 79.3%-22.2pp | 69.8%-12.7pp |
| Annual return | -16.05% | -8.00%-8.0pp | -14.98%-1.1pp | 1.57%-17.6pp |
| Employer contribution / active EE | $1,729 | $2,536-31.8% | $4,232-59.1% | $2,545-32.0% |
| Participant deferral / active EE | $3,630 | $4,358-16.7% | $5,601-35.2% | $4,238-14.4% |
| Admin fee / account holder | $20 | $755-97.3% | $10,326-99.8% | $593-96.6% |