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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,824 | $51,045-63.1% | $70,525-73.3% | $71,476-73.7% |
| Participation rate | 48.6% | 59.4%-10.8pp | 68.4%-19.8pp | 67.9%-19.4pp |
| Annual return | 37.61% | 42.63%-5.0pp | 32.76%+4.9pp | 28.85%+8.8pp |
| Employer contribution / active EE | $1,226 | $1,790-31.5% | $2,974-58.8% | $2,589-52.6% |
| Participant deferral / active EE | $2,097 | $3,026-30.7% | $4,567-54.1% | $4,290-51.1% |
| Admin fee / account holder | $207 | $1,994-89.6% | $6,413-96.8% | $1,587-86.9% |