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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,824 | $51,207-63.2% | $70,565-73.3% | $71,529-73.7% |
| Participation rate | 48.6% | 59.4%-10.8pp | 68.4%-19.8pp | 67.9%-19.4pp |
| Annual return | 37.61% | 42.71%-5.1pp | 32.79%+4.8pp | 28.97%+8.6pp |
| Employer contribution / active EE | $1,226 | $1,795-31.7% | $2,976-58.8% | $2,590-52.7% |
| Participant deferral / active EE | $2,097 | $3,033-30.8% | $4,568-54.1% | $4,291-51.1% |
| Admin fee / account holder | $207 | $2,002-89.6% | $6,430-96.8% | $1,588-86.9% |