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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,073 | $181,062-72.3% | $158,223-68.4% | $155,188-67.7% |
| Participation rate | 71.4% | 82.7%-11.2pp | 79.2%-7.8pp | 80.8%-9.4pp |
| Annual return | 17.78% | 57.39%-39.6pp | 52.09%-34.3pp | 148.84%-131.1pp |
| Employer contribution / active EE | $1,076 | $4,565-76.4% | $4,109-73.8% | $4,248-74.7% |
| Participant deferral / active EE | $3,962 | $6,134-35.4% | $5,467-27.5% | $6,531-39.3% |
| Admin fee / account holder | $797 | $18,825-95.8% | $16,047-95.0% | $14,480-94.5% |