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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $175,259-76.5% | $149,723-72.5% | $139,487-70.4% |
| Participation rate | 58.3% | 83.4%-25.1pp | 78.8%-20.4pp | 80.3%-22.0pp |
| Annual return | 30.29% | 166.82%-136.5pp | 134.50%-104.2pp | 373.84%-343.6pp |
| Employer contribution / active EE | $781 | $5,478-85.7% | $4,821-83.8% | $4,755-83.6% |
| Participant deferral / active EE | $3,242 | $6,522-50.3% | $5,682-43.0% | $6,713-51.7% |
| Admin fee / account holder | $0 | $16,158-100.0% | $13,215-100.0% | $11,407-100.0% |