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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,073 | $167,362-87.4% | $143,799-85.3% | $134,532-84.3% |
| Participation rate | 63.6% | 84.8%-21.2pp | 80.3%-16.7pp | 81.2%-17.6pp |
| Annual return | -10.78% | 0.47%-11.3pp | -0.04%-10.7pp | 418.27%-429.1pp |
| Employer contribution / active EE | $1,217 | $5,620-78.3% | $4,952-75.4% | $4,741-74.3% |
| Participant deferral / active EE | $3,986 | $6,447-38.2% | $5,638-29.3% | $6,401-37.7% |
| Admin fee / account holder | $1,241 | $18,094-93.1% | $14,677-91.5% | $11,429-89.1% |