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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,030 | $165,361-94.5% | $149,715-94.0% | $158,950-94.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.62% | 348.24%-328.6pp | 276.66%-257.0pp | 302.91%-283.3pp |
| Employer contribution / active EE | $1,526 | $5,103-70.1% | $4,645-67.2% | $4,762-68.0% |
| Participant deferral / active EE | $3,717 | $7,182-48.2% | $6,842-45.7% | $5,983-37.9% |
| Admin fee / account holder | $2,856 | $10,808-73.6% | $9,310-69.3% | $11,248-74.6% |