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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,466 | $167,352+107.6% | $143,788+141.7% | $134,509+158.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | 27.12% | 0.47%+26.6pp | -0.03%+27.1pp | 418.13%-391.0pp |
| Employer contribution / active EE | $11,237 | $5,620+99.9% | $4,952+126.9% | $4,741+137.0% |
| Participant deferral / active EE | $5,125 | $6,447-20.5% | $5,638-9.1% | $6,400-19.9% |
| Admin fee / account holder | $549 | $18,091-97.0% | $14,675-96.3% | $11,427-95.2% |