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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,092 | $201,264-72.6% | $184,185-70.1% | $145,978-62.3% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 12.99% | 29.00%-16.0pp | 28.81%-15.8pp | 550.52%-537.5pp |
| Employer contribution / active EE | $1,226 | $7,021-82.5% | $6,426-80.9% | $4,662-73.7% |
| Participant deferral / active EE | $8,170 | $9,806-16.7% | $9,132-10.5% | $6,690+22.1% |
| Admin fee / account holder | $3,278 | $16,376-80.0% | $13,909-76.4% | $13,400-75.5% |