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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,511 | $97,881-76.0% | $80,004-70.6% | $125,393-81.3% |
| Participation rate | 61.5% | 77.9%-16.3pp | 73.0%-11.5pp | 83.2%-21.7pp |
| Annual return | -5.67% | 9.36%-15.0pp | 7.63%-13.3pp | 282.23%-287.9pp |
| Employer contribution / active EE | $2,699 | $3,128-13.7% | $2,473+9.2% | $4,866-44.5% |
| Participant deferral / active EE | $5,926 | $3,744+58.3% | $3,204+85.0% | $5,351+10.7% |
| Admin fee / account holder | $0 | $6,278-100.0% | $5,033-100.0% | $9,541-100.0% |