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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,376 | $138,078-59.2% | $125,363-55.0% | $134,509-58.1% |
| Participation rate | 52.6% | 84.5%-31.9pp | 82.4%-29.7pp | 81.2%-28.6pp |
| Annual return | -18.24% | 750.49%-768.7pp | 572.15%-590.4pp | 418.13%-436.4pp |
| Employer contribution / active EE | $1,247 | $5,245-76.2% | $4,815-74.1% | $4,741-73.7% |
| Participant deferral / active EE | $3,851 | $7,800-50.6% | $7,447-48.3% | $6,400-39.8% |
| Admin fee / account holder | $1,036 | $11,566-91.0% | $10,005-89.6% | $11,427-90.9% |