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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,094 | $115,911-77.5% | $100,530-74.0% | $158,950-83.6% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.7pp | 82.0%-15.3pp |
| Annual return | 25.66% | 34.80%-9.1pp | 30.89%-5.2pp | 302.91%-277.2pp |
| Employer contribution / active EE | $2,995 | $4,104-27.0% | $3,418-12.4% | $4,762-37.1% |
| Participant deferral / active EE | $5,108 | $6,676-23.5% | $6,271-18.5% | $5,983-14.6% |
| Admin fee / account holder | $0 | $10,999-100.0% | $8,083-100.0% | $11,248-100.0% |