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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,959 | $135,956-65.5% | $123,894-62.1% | $273,972-82.9% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 14.49% | 56.63%-42.1pp | 47.52%-33.0pp | 41.46%-27.0pp |
| Employer contribution / active EE | $3,462 | $5,170-33.0% | $4,617-25.0% | $4,869-28.9% |
| Participant deferral / active EE | $5,231 | $6,343-17.5% | $5,984-12.6% | $5,287-1.1% |
| Admin fee / account holder | $1,627 | $9,817-83.4% | $8,357-80.5% | $10,133-83.9% |