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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,745 | $112,915-92.3% | $90,965-90.4% | $158,950-94.5% |
| Participation rate | 84.6% | 74.7%+9.9pp | 69.0%+15.6pp | 82.0%+2.7pp |
| Annual return | 10.91% | 215.75%-204.8pp | 134.57%-123.7pp | 302.91%-292.0pp |
| Employer contribution / active EE | $2,079 | $2,894-28.1% | $2,122-2.0% | $4,762-56.3% |
| Participant deferral / active EE | $1,805 | $4,128-56.3% | $3,373-46.5% | $5,983-69.8% |
| Admin fee / account holder | $20,310 | $8,044+152.5% | $5,960+240.8% | $11,248+80.6% |