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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,609 | $176,077-5.4% | $159,455+4.5% | $167,518-0.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.02% | 331.83%-316.8pp | 263.63%-248.6pp | 478.71%-463.7pp |
| Employer contribution / active EE | $2,826 | $5,298-46.7% | $4,830-41.5% | $4,838-41.6% |
| Participant deferral / active EE | $15,768 | $7,751+103.4% | $7,353+114.4% | $6,342+148.6% |
| Admin fee / account holder | $1,107 | $12,556-91.2% | $10,800-89.8% | $12,312-91.0% |