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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,181 | $148,623-49.4% | $135,974-44.7% | $139,466-46.1% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 14.81% | 79.30%-64.5pp | 68.30%-53.5pp | 373.66%-358.9pp |
| Employer contribution / active EE | $2,900 | $5,246-44.7% | $4,859-40.3% | $4,754-39.0% |
| Participant deferral / active EE | $9,094 | $8,103+12.2% | $7,760+17.2% | $6,712+35.5% |
| Admin fee / account holder | $1,255 | $12,406-89.9% | $10,767-88.3% | $11,409-89.0% |