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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,199 | $127,387-85.7% | $115,038-84.2% | $125,389-85.5% |
| Participation rate | 84.6% | 84.2%+0.5pp | 81.4%+3.2pp | 83.2%+1.4pp |
| Annual return | -0.40% | 31.28%-31.7pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $5,595 | $5,166+8.3% | $4,608+21.4% | $4,866+15.0% |
| Participant deferral / active EE | $10,856 | $6,423+69.0% | $6,026+80.1% | $5,352+102.9% |
| Admin fee / account holder | $8,945 | $9,516-6.0% | $8,175+9.4% | $9,541-6.2% |