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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,685 | $144,130-93.3% | $117,861-91.8% | $147,586-93.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 16.45% | 531.20%-514.8pp | 335.11%-318.7pp | 578.59%-562.1pp |
| Employer contribution / active EE | $3,170 | $4,897-35.3% | $3,786-16.3% | $4,876-35.0% |
| Participant deferral / active EE | $3,664 | $5,316-31.1% | $4,482-18.3% | $5,439-32.6% |
| Admin fee / account holder | $1,356 | $10,887-87.5% | $8,021-83.1% | $10,886-87.5% |