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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,428 | $131,835-95.1% | $108,582-94.1% | $273,972-97.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 12.68% | -91.57%+104.2pp | -51.70%+64.4pp | 41.46%-28.8pp |
| Employer contribution / active EE | $3,878 | $4,913-21.1% | $3,758+3.2% | $4,869-20.4% |
| Participant deferral / active EE | $2,694 | $5,127-47.5% | $4,311-37.5% | $5,287-49.0% |
| Admin fee / account holder | $667 | $10,253-93.5% | $7,645-91.3% | $10,133-93.4% |