Retirement plan

ROOFING & SUSTAINABLE SYSTEMS, INC. 401(K) AND PROFIT SHARING PLAN

Name: ROOFING & SUSTAINABLE SYSTEMS, INC. - ROOFING & SUSTAINABLE SYSTEMS, INC. 401(K) AND PROFIT SHARING PLAN (2021) Form 5500
Creator: ROOFING & SUSTAINABLE SYSTEMS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROOFING & SUSTAINABLE SYSTEMS, INC. 401(K) AND PROFIT SHARING PLAN, ROOFING & SUSTAINABLE SYSTEMS, INC.

ROOFING & SUSTAINABLE SYSTEMS, INC.EIN 27-4644285Plan #001PY 2021

8905 KELSO DRIVE - ESSEX, MD 21221410-238-0360

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$963K

+50.6% from 2020

Total participants

+11.1% from 2020

Average account balance

$33,195

+3.8% from 2020

Annual return

15.55%

+0.43 pp from 2020

Benchmarks

See 16,661 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort16,661 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$356K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$419

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$5K

$108 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.529%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,195

$78,672-57.8%

$109,163-69.6%

$85,856-61.3%

Participation rate

55.3%

68.3%-13.0pp

75.9%-20.6pp

69.3%-14.0pp

Annual return

15.55%

25.09%-9.5pp

25.75%-10.2pp

318.58%-303.0pp

Employer contribution / active EE

$1,704

$2,734-37.7%

$3,723-54.2%

$2,565-33.6%

Participant deferral / active EE

$3,065

$3,467-11.6%

$4,654-34.1%

$3,952-22.5%

Admin fee / account holder

$175

$5,470-96.8%

$6,754-97.4%

$6,261-97.2%

ROOFING & SUSTAINABLE SYSTEMS, INC. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROOFING & SUSTAINABLE SYSTEMS, INC. 401(K) AND PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion