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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,726 | $106,247-22.1% | $96,515-14.3% | $139,466-40.7% |
| Participation rate | 35.7% | 77.8%-42.1pp | 74.3%-38.6pp | 80.3%-44.6pp |
| Annual return | 21.10% | 38.47%-17.4pp | 35.73%-14.6pp | 373.66%-352.6pp |
| Employer contribution / active EE | $2,373 | $4,106-42.2% | $3,740-36.5% | $4,754-50.1% |
| Participant deferral / active EE | $3,740 | $5,456-31.5% | $4,880-23.4% | $6,712-44.3% |
| Admin fee / account holder | $1,633 | $7,885-79.3% | $6,735-75.8% | $11,409-85.7% |