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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,947 | $124,330-45.3% | $109,173-37.8% | $167,536-59.4% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 152.89% | 26.04%+126.8pp | 25.75%+127.1pp | 478.82%-325.9pp |
| Employer contribution / active EE | $2,162 | $4,209-48.6% | $3,723-41.9% | $4,839-55.3% |
| Participant deferral / active EE | $4,261 | $5,256-18.9% | $4,654-8.4% | $6,342-32.8% |
| Admin fee / account holder | $448 | $7,974-94.4% | $6,755-93.4% | $12,315-96.4% |