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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,784 | $97,729-95.1% | $83,830-94.3% | $135,379-96.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 0.00% | 1287.52%-1287.5pp | 850.97%-851.0pp | 519.79%-519.8pp |
| Employer contribution / active EE | $2,743 | $4,222-35.0% | $3,631-24.5% | $4,779-42.6% |
| Participant deferral / active EE | $5,157 | $4,683+10.1% | $4,082+26.3% | $5,609-8.1% |
| Admin fee / account holder | $4,438 | $6,674-33.5% | $5,479-19.0% | $10,828-59.0% |