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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,693 | $77,816-73.4% | $123,552-83.3% | $64,173-67.8% |
| Participation rate | 57.5% | 74.7%-17.2pp | 82.3%-24.8pp | 69.6%-12.1pp |
| Annual return | -12.50% | 12.49%-25.0pp | 119.20%-131.7pp | 7.63%-20.1pp |
| Employer contribution / active EE | $1,286 | $3,014-57.3% | $4,628-72.2% | $2,381-46.0% |
| Participant deferral / active EE | $5,005 | $5,240-4.5% | $6,426-22.1% | $3,470+44.3% |
| Admin fee / account holder | $0 | $5,519-100.0% | $9,285-100.0% | $4,887-100.0% |