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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,468 | $93,598-40.7% | $135,974-59.2% | $75,173-26.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 29.40% | 30.89%-1.5pp | 68.30%-38.9pp | 160.72%-131.3pp |
| Employer contribution / active EE | $3,576 | $3,538+1.1% | $4,859-26.4% | $2,671+33.9% |
| Participant deferral / active EE | $8,626 | $6,405+34.7% | $7,760+11.2% | $4,126+109.1% |
| Admin fee / account holder | $3,276 | $6,978-53.0% | $10,767-69.6% | $5,651-42.0% |