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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,530 | $209,425-95.4% | $178,499-94.7% | $158,966-94.0% |
| Participation rate | 70.8% | 86.4%-15.5pp | 81.9%-11.1pp | 82.0%-11.1pp |
| Annual return | 15.14% | 188.80%-173.7pp | 151.10%-136.0pp | 302.95%-287.8pp |
| Employer contribution / active EE | $926 | $5,707-83.8% | $5,011-81.5% | $4,762-80.6% |
| Participant deferral / active EE | $2,674 | $5,955-55.1% | $5,202-48.6% | $5,983-55.3% |
| Admin fee / account holder | $452 | $17,078-97.4% | $13,986-96.8% | $11,250-96.0% |