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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,974 | $138,102-90.6% | $125,381-89.7% | $134,532-90.4% |
| Participation rate | 27.3% | 84.5%-57.2pp | 82.4%-55.1pp | 81.2%-54.0pp |
| Annual return | -31.19% | 750.73%-781.9pp | 572.31%-603.5pp | 418.27%-449.5pp |
| Employer contribution / active EE | $1,108 | $5,245-78.9% | $4,815-77.0% | $4,741-76.6% |
| Participant deferral / active EE | $2,807 | $7,801-64.0% | $7,448-62.3% | $6,401-56.1% |
| Admin fee / account holder | $38 | $11,568-99.7% | $10,007-99.6% | $11,429-99.7% |