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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,912 | $209,425-87.1% | $178,499-84.9% | $158,966-83.1% |
| Participation rate | 72.2% | 86.4%-14.1pp | 81.9%-9.7pp | 82.0%-9.7pp |
| Annual return | -22.03% | 188.80%-210.8pp | 151.10%-173.1pp | 302.95%-325.0pp |
| Employer contribution / active EE | $3,185 | $5,707-44.2% | $5,011-36.4% | $4,762-33.1% |
| Participant deferral / active EE | $5,151 | $5,955-13.5% | $5,202-1.0% | $5,983-13.9% |
| Admin fee / account holder | $2,438 | $17,078-85.7% | $13,986-82.6% | $11,250-78.3% |