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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,167 | $223,823-72.2% | $211,142-70.6% | $154,746-59.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 27.96% | 50.39%-22.4pp | 46.84%-18.9pp | 172.34%-144.4pp |
| Employer contribution / active EE | $13,121 | $6,787+93.3% | $6,442+103.7% | $4,379+199.6% |
| Participant deferral / active EE | $10,806 | $9,750+10.8% | $9,284+16.4% | $6,730+60.6% |
| Admin fee / account holder | $871 | $19,707-95.6% | $19,076-95.4% | $14,365-93.9% |