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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,552 | $75,541-90.0% | $152,093-95.0% | $82,637-90.9% |
| Participation rate | 84.9% | 66.5%+18.4pp | 77.8%+7.1pp | 68.1%+16.9pp |
| Annual return | 20.99% | 32.56%-11.6pp | 66.36%-45.4pp | 53.51%-32.5pp |
| Employer contribution / active EE | $841 | $2,622-67.9% | $4,175-79.9% | $2,552-67.1% |
| Participant deferral / active EE | $1,614 | $3,206-49.7% | $5,451-70.4% | $4,126-60.9% |
| Admin fee / account holder | $639 | $6,405-90.0% | $14,497-95.6% | $7,339-91.3% |