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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,097 | $112,935+45.3% | $90,970+80.4% | $158,966+3.2% |
| Participation rate | 40.0% | 74.7%-34.7pp | 69.0%-29.0pp | 82.0%-42.0pp |
| Annual return | 14.47% | 215.79%-201.3pp | 134.58%-120.1pp | 302.95%-288.5pp |
| Employer contribution / active EE | $1,072 | $2,895-63.0% | $2,122-49.5% | $4,762-77.5% |
| Participant deferral / active EE | $7,800 | $4,129+88.9% | $3,373+131.2% | $5,983+30.4% |
| Admin fee / account holder | $30 | $8,045-99.6% | $5,960-99.5% | $11,250-99.7% |