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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,298 | $148,629+1.8% | $135,982+11.3% | $139,487+8.5% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 16.54% | 79.33%-62.8pp | 68.32%-51.8pp | 373.84%-357.3pp |
| Employer contribution / active EE | $24,625 | $5,247+369.4% | $4,859+406.8% | $4,755+417.9% |
| Participant deferral / active EE | $9,734 | $8,102+20.1% | $7,760+25.4% | $6,713+45.0% |
| Admin fee / account holder | $499 | $12,406-96.0% | $10,767-95.4% | $11,407-95.6% |