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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,464 | $165,399-20.5% | $149,745-12.2% | $158,982-17.3% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 17.29% | 348.34%-331.0pp | 276.72%-259.4pp | 302.99%-285.7pp |
| Employer contribution / active EE | $15,742 | $5,105+208.4% | $4,646+238.9% | $4,763+230.5% |
| Participant deferral / active EE | $8,911 | $7,183+24.1% | $6,843+30.2% | $5,983+48.9% |
| Admin fee / account holder | $2,102 | $10,811-80.6% | $9,312-77.4% | $11,252-81.3% |