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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,258 | $226,090-90.6% | $182,531-88.4% | $152,885-86.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 21.33% | 192.57%-171.2pp | 148.57%-127.2pp | 345.39%-324.1pp |
| Employer contribution / active EE | $2,046 | $4,978-58.9% | $4,075-49.8% | $4,763-57.0% |
| Participant deferral / active EE | $3,137 | $6,369-50.7% | $5,525-43.2% | $5,851-46.4% |
| Admin fee / account holder | $333 | $10,705-96.9% | $8,593-96.1% | $11,598-97.1% |