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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,429 | $100,805-74.8% | $86,698-70.7% | $134,532-81.1% |
| Participation rate | 90.0% | 79.0%+11.0pp | 76.6%+13.4pp | 81.2%+8.8pp |
| Annual return | -20.93% | 29.09%-50.0pp | 35.95%-56.9pp | 418.27%-439.2pp |
| Employer contribution / active EE | $1,642 | $3,490-52.9% | $2,837-42.1% | $4,741-65.4% |
| Participant deferral / active EE | $4,129 | $5,339-22.7% | $4,656-11.3% | $6,401-35.5% |
| Admin fee / account holder | $328 | $10,925-97.0% | $7,493-95.6% | $11,429-97.1% |